- Represented life insurance companies in California class actions involving the sale of 403(b) (tax-sheltered) annuities.
- Represented defendant life insurance companies in many class actions and alleging failure to decrease, or making prohibited changes to, cost of insurance rates for universal life policies.
- Represented a defendant life insurance company in a multibillion-dollar long term care reinsurance arbitration.
- Represented a defendant insurance company in a national class action involving the construction of contract provisions regarding calculation of index credits on fixed indexed annuities.
- Represented a defendant insurance company in a national class action involving the construction of a market value adjustment provision in fixed indexed annuities.
- Represented the defendant life insurance companies in five different national class actions involving changes in cost of insurance rate or alleged failures to change cost of insurance rate.
- Represented a defendant insurance company in a national class action involving premium notices. Involved the administration of a court-approved survey.
- Represented a defendant insurance company in a national class action involving the sales of equity index annuities with premium bonuses.
- Represented a defendant insurance company in a national multidistrict class action involving annuity sales to seniors. Involved extensive discovery practice with experts for both sides and a court-appointed neutral expert on the valuation of insurance products.
- Represented a defendant insurance company in a national class action involving sales to seniors.
Senior Counsel,
- Phone: +1 704 444 1328
- Email: william.higgins@alston.com
Bill’s experience in class action litigation, his knowledge of finance and business systems, and his commitment to understanding his clients’ objectives and working collaboratively with them enable his work on their most complex cases. He has extensive experience in matters involving life insurance and annuity products.